In what seems like another lifetime I worked in the financial planning industry (in fact it was only 6 months ago) but after many experiences over the 8 or so years that I worked in the industry I was left with a sick feeling in my stomach and swore I would never EVER go back...
I wasn't (nor am I now) the type of personal who would make a successful "financial planner" as I am not a ruthless salesperson looking to fill my pockets full of $$ whilst flogging of expensive products to clueless clients...ahem...did I just say that?!?
I have completed an Advanced Diploma in Financial Services (Financial Planning) and worked as a "paraplanner" which is pretty much the person who sits quietly in the back office and develops peoples' financial plans using notes the financial planner makes during client meetings and outlining the nuts and bolts of strategies that can be put in place. A thankless job really but I do appreciate the knowledge it has given me to be able to apply to my own situation.
I fully believe that financial planning mostly consists of common sense...that together with patience, goal setting and determination and of course knowledge of a few facts and figures come in handy!! There is certainly no "quick fix" financial solution that's for sure!
Now that I've been away from the industry for a while I finally feel like I can think about it again and think it is really time to get my own home finances in order... I am LOVING being a stay at home Mum and now that we are living on one income it is more important than ever to ensure our financial future is on track. Being organised has never been a strong suit of mine but I'm going to go through the stash of paperwork in the cupboard (mainly because I need to move Ivy's clothes into that cupboard before the baby comes!) and hopefully share a few tips, tricks and strategies I come up with along the way...
Step 1... Organising
Step 2... Budgeting
Step 3... What's in your pots?
Step 4... Determine your goals
Step 5... Work it!!
As I'm trying to live a "Simple Kind of Beautiful" Life I'll endeavour to make each step as Simple and Beautiful as I can and maybe even try to include a few charts and tables along the way... Hope you enjoy and I would love to hear any feedback you may have!!
Please note that anything written by me on this blog is not a form of financial advice and that it is only general information. You should consider seeing a reputable financial planner should you wish to receive advice in relation to your own financial situation.
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